You never know what can happen when you just ask for it and keep an open mind, i.e., when you’re not attached to any particular outcome.
I called my bank today with some mundane questions about one of my accounts and some interest rates. For some reason my account wasn’t receiving the posted rate and hadn’t been for quite a while. So the customer service representative went ahead and said she would credit a small sum to my account! Yes, the bank was actually giving me money. She didn’t say it was as a gesture of appreciation, or “we’re sorry about that” or even if it was meant somehow to reimburse me for the interest I should have had (which it more than reimburses anyway). While it wasn’t big enough of an amount to be really meaningful to me, this was the first time the bank ever offered to give me money, so that is quite interesting to me:)
Then another interesting thing happened. She looked (this is all over the phone) at my chequing account balance and how long I had had an account with the bank (over a decade). She said that since I was maintaining such a good balance and had been with the bank for so long, that she would increase the deposit amount on my account. This means that now, if I go to deposit a cheque through the ATM, there won’t be as much of a hold on the funds. Previously they would only release $200 of any deposit to me immediately and then I’d have to wait another week to get the cheque cleared, etc. Now that amount is considerably higher! It’s great. All these small things help out and decrease some of the stresses of everyday living.
So with one phone call I made some money and secured easier access to more money in the future. Neither of which were my objectives when I made the call!
The take-away point of all this is to try to keep your head free and clear of expectations and don’t remain attached to a certain outcome or image of the situation. When I spoke with this woman on the phone I was in a fairly detached, distinterested state and not mentally pushing the situation one way or another, even though I was focused and listening closely to what she was saying. If you stay in this mode, you’ll be less likely to exude frustration, get into an argument or conflict, or fall into disappointment because your expectation or hope wasn’t met. Also, previous to this phone call I’d been ruminating on how to improve my finances once again. I think that that meditative state of mind, which was also focused, helped to contribute to this positive outcome.
You may think none of this is any big deal, and that’s ok, but situations like this have happened before to me; I recognize their similarities after the fact, and I’m trying to home in on what the ingredients are for creating them. One thing is for sure. It definitely helps to have a higher overall balance and networth in your bank account – you get preferential treatment sometimes. Just another way that wealth begets more wealth, I think. This also plays into the idea of like attracting like and bringing into your life that which you focus your energy and attention on. This could be another key ingredient for creating more life leverage.
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