From the category archives:

emergency fund

My wallet was stolen from me recently.  I was pickpocketed in the plain of day in the middle of crowds in an urban transit station.  I didn’t hear, feel or notice a thing.  Suffice it to say, this identity theft can obviously happen to anyone.
Luckily, I’d previously heeded the good advice of not keeping all [...]

{ 5 comments }

Planning your graduate career, or just looking ahead to being on the home stretch and getting that thesis out of the way? Don’t just count on the funding you might get from your program or teaching/research assignment. Writing a thesis is the perfect situation for which you should have a solid emergency fund in place.
Your [...]

{ 1 comment }

What?! A mental emergency fund?  Yes; this is an analogy I thought of while walking on campus today.  Just as we want to have a savings fund large enough to be able to handle seriously unexpected expenses, accidents, and the unfortunate events of our lives, so too we need to have some sort of psychological [...]

{ 4 comments }

The recent news emphasis on the swine influenza outbreak in Mexico has got me thinking again about the nature of emergencies in our lives.  We often speak of setting up an emergency fund as a basic of financial planning – and I’m not disagreeing with that – but we also usually tend to lump a [...]

{ 16 comments }

May 9, 2009: UPDATE: Cases in USA now up to 2,254.  Growing too quickly to keep updating daily. For daily updates, see the new CDC Map of H1N1 in the USA for your region.  There have been 3 deaths from H1N1 in the USA.
Confirmed Cases of Type A/H1N1 In Other Countries:  (scroll down for [...]

{ 4 comments }

With the previous post, MoneyEnergy acknowledged that it’s time to come to terms with getting frugal.  Usually I prefer to focus on growing income and cashflow rather than cutting back on expenses.  I’m a graduate student.  I don’t even own a bike, pet, TV or a car – how can I be expected to cut [...]

{ 6 comments }

It’s a bit difficult to talk about credit cards in general terms, since there are SO MANY different kinds on offer, especially in the U.S. (in other countries like Canada, it’s a lot more simple and straightforward).
But a major question that many people may have is just how to use their credit card and what [...]

{ 11 comments }