From the category archives:
The Canadian dollar is once again at 52-week highs and edging closer to parity every day. Since this happens once in a blue moon, it pays to be able to recognize it when it’s happening and be able to act on the opportunity.
I’ve written previously about how you can build up your reserve of US [...]
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With the arrival of the autumn equinox, it is a good time for many to start thinking ahead to budgeting for the holiday gift-giving season. The holidays are about more than gifts, though – social events, unexpected guests dropping by, more travel plans and decorations for your home all add up to put pressure on [...]
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My advice: don’t overlook the little costs involved in furthering your education. Applying to grad school is one of them. We focus on the big ticket costs like tuition and accommodation, but this is one that sneaks in the back door and should be part of your budget.
The largest factor determining how much you will [...]
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Extreme frugal living: don’t eat. Don’t spend any money! Security-driven individuals like me spend a lot of our time planning to make sure we never have to go without or that we’ll never be caught without money when we really need it. This is the whole idea behind building an emergency fund. In the past [...]
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First things first; the tax refund is just that – it’s YOUR money being returned BACK to you. It’s not new money. It’s money that ideally you wouldn’t have lent to the government in the first place. Talk to your employer’s accounting department (or whomever handles the tax reporting) about reducing the amount in taxes [...]
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It’s a bit difficult to talk about credit cards in general terms, since there are SO MANY different kinds on offer, especially in the U.S. (in other countries like Canada, it’s a lot more simple and straightforward).
But a major question that many people may have is just how to use their credit card and what [...]
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