Posts tagged as:

emergency fund

Money Lessons Applied to Life: How To Build Your Mental Emergency Fund

May 15, 2009 · 4 comments

in emergency fund, financial planning, lifehack, psychology

What?! A mental emergency fund?  Yes; this is an analogy I thought of while walking on campus today.  Just as we want to have a savings fund large enough to be able to handle seriously unexpected expenses, accidents, and the unfortunate events of our lives, so too we need to have some sort of psychological [...]

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Here’s Why You Should Ideally Have Four Emergency Funds

April 27, 2009 · 16 comments

in emergency fund, financial planning, savings

The recent news emphasis on the swine influenza outbreak in Mexico has got me thinking again about the nature of emergencies in our lives.  We often speak of setting up an emergency fund as a basic of financial planning – and I’m not disagreeing with that – but we also usually tend to lump a [...]

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Mexican Swine Flu Pandemic? Protecting Yourself In The Event of An Emergency

April 25, 2009 · 4 comments

in emergency fund, emergency kits, pandemic protection

May 9, 2009: UPDATE: Cases in USA now up to 2,254.  Growing too quickly to keep updating daily. For daily updates, see the new CDC Map of H1N1 in the USA for your region.  There have been 3 deaths from H1N1 in the USA.
Confirmed Cases of Type A/H1N1 In Other Countries:  (scroll down for [...]

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If You’re Broke and You Know It, Do These Four Things

April 8, 2009 · 6 comments

in discipline, emergency fund, savings

With the previous post, MoneyEnergy acknowledged that it’s time to come to terms with getting frugal.  Usually I prefer to focus on growing income and cashflow rather than cutting back on expenses.  I’m a graduate student.  I don’t even own a bike, pet, TV or a car – how can I be expected to cut [...]

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Frugal Tips for The Rest of Us – How To Save Money You Barely Have

April 6, 2009 · 13 comments

in low-income, poverty, purchases, savings

Anyone here living on less than $12,000/year on their own?  Apparently, the 2008 poverty-line level of income for the U.S. was calculated at roughly $11,000/year.  I haven’t visited every state in my short life yet, but that seems awfully low.  Even if you assume you can find a room to rent for $500/month, that’s only [...]

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It’s Not a Depression if We Don’t Make It One

February 24, 2009 · 4 comments

in depression, emergency fund, psychology, recession

With all the new recent serious talk again of a Great Depression (or just a “Depression”) now that confidence seems to have totally dissipated in regard to the economic stimulus projects (not that they won’t work – but just that they might not work soon enough, and the ensuing debt they create will have its [...]

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My Keys To Financial Success

February 14, 2009 · 4 comments

in books, credit cards, dividends, investing (general)

Who knows, they could be yours too!  Everyone’s situation is different and no one’s is simple.  Unless you inherited lots of money or grew up with rich parents who funded your first car, degree, and house, then probably you’ve also had to go majorly into debt just to try to get ahead.
There isn’t going to [...]

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