May 9, 2010 · 16 comments
in DIY, cashflow, consumers, credit cards, determination, discipline, estates, financial education, financial fitness, financial planning, goals, life, money decisions, psychology, spending, success, wealthbuilding
If you’ve been around on the interwebs and Twitter enough, and if you’ve read enough personal finance books, you’ll know a heck of a lot about The Millionaire Next Door. She or he spends less than you’d think, they don’t drive a Rolls Royce or Jaguar, and they’ve probably made it to millionaire within one [...]
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This cash ISAs guide is written by Clare Westwood of the Savings team at moneysupermarket.com, the price comparison website, and aims to highlight some key points to consider when using or opening a cash ISA account.
A cash ISA is a great idea for any UK-based saver as it means saving a set amount and keeping [...]
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Forget about trying to give up a daily latte if it really makes your morning or is an essential part of your coffee shop networking. It’s easier to just save money doing it.
Here are two basic tips for making the most of your latte money at Starbucks.
Misto Instead of Latte: Save $0.50
Your latte is one [...]
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To truly become free – and stay free – from consumer debt, it takes a strong shift in mindset, akin to the force of a tsunami (as my blogging colleague Baker from ManVsDebt has creatively put it).
What’s the point of paying off all those credit cards if you’re just going to end up racking them [...]
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This is a fun problem I’ve thought about in the past, though never specifically with regard to money. With the recent personal finance bloggers’ weight loss challenge I’m participating in, though, I thought it made sense to try to integrate it with money management.
I once went on a very strict no-sugar diet (no sweeteners, no [...]
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Extreme frugal living: don’t eat. Don’t spend any money! Security-driven individuals like me spend a lot of our time planning to make sure we never have to go without or that we’ll never be caught without money when we really need it. This is the whole idea behind building an emergency fund. In the past [...]
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It’s not taking out a mortgage. It’s not marriage. It’s not even having kids.
It’s time.
The most important financial decision I would argue you can make – one that is inherently irreversible – is when you actually start investing for your future.
I’m sure that no one can reach age 25 in North America without being exposed [...]
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