Posts tagged as:

spending

State of the Economic Union: How Will Obama Get Massive U.S. Budget Deficits To Budge?

January 27, 2010 · 2 comments

in 2010, GDP, January, Obama, US Treasury, US debt, US economy, budgets, debt, deficits, employment, fiscal year, government, news and updates, recession, special dates, stimulus, stimulus plan

The Obama administration sits between an economic rock and a political hard place.  Others might call it a contradiction.  Obama needs to cut spending, but he’s doing this at the same time that more spending is being introduced (on job creation, more troops in Afghanistan).  Slight cuts in some areas are supposed to offset increased [...]

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How to Save Money and Calories on Starbucks Drinks and Lattes

November 7, 2009 · 3 comments

in Starbucks, consumers, drinks, savings, spending

Forget about trying to give up a daily latte if it really makes your morning or is an essential part of your coffee shop networking.  It’s easier to just save money doing it.
Here are two basic tips for making the most of your latte money at Starbucks.
Misto Instead of Latte: Save $0.50

Your latte is one [...]

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5 Recent Examples of Consumer Food Price Inflation in Second Half of 2009

October 22, 2009 · 4 comments

in budgets, consumers, financial planning, inflation, purchases, spending

While going through my receipts and budget yesterday, I paid particular attention to some items for which the cost has jumped up in recent months.
Analysts keep saying that deflation is still officially the name of the current game, but here are some real examples of costs going up.
They can keep saying “deflation” all they [...]

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More Stress, Less Money? Ways That Stress Can Cause Your Spending to Increase

June 23, 2009 · 12 comments

in behavioral finance, financial education, lifehack, money decisions, money lessons, psychology

If you’re frequently stressed out, do you tend to make bad money decisions?  My answer is yes.  If you know you’re under stress, keep an eye on your bank account and your budget, if you have one.  And it’s not just financial stress that causes bad financial decisions.  Sometimes the necessary pursuit of money itself [...]

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“No-Spend Days:” How Many of Them Can You Fit In A Month?

June 2, 2009 · 13 comments

in discipline, frugal tips, lifestyle design, savings, spending

Extreme frugal living: don’t eat. Don’t spend any money!  Security-driven individuals like me spend a lot of our time planning to make sure we never have to go without or that we’ll never be caught without money when we really need it.  This is the whole idea behind building an emergency fund.  In the past [...]

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How Should You Spend Your Tax Refund?

April 20, 2009 · 3 comments

in cashflow, networth, savings, spending, taxes

First things first; the tax refund is just that – it’s YOUR money being returned BACK to you.  It’s not new money. It’s money that ideally you wouldn’t have lent to the government in the first place. Talk to your employer’s accounting department (or whomever handles the tax reporting) about reducing the amount in taxes [...]

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How I Spent $1000 in One Week

January 24, 2009 · 3 comments

in purchases, spending, unexpected cash

For those with salaries in the working world, this $1000 sum won’t seem like much.  But I’m a student! And I managed to receive an unexpected $1000 recently as a gift.  But a week later, it’s practically already gone.  Here’s how I spent it:
(in approximate figures)
$300 – IKEA delivery of items for my apartment (bookcases, [...]

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